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Interim Finance product offering

Short-term loans can provide an often crucial cash injection to enable businesses to expand and/ or bypass cash flow issues.

Interim Finance offers a complete suite of short-term business loans to Australian SME’s and adjust our flexible lending structure based on the type of real estate provided as security

Suitable loan purposes include:

  • Working capital
  • Bridging finance
  • Business expenses
  • Creditor payments
  • ATO/ BAS assistance


  • Joint ventures
  • Business investment and expansion
  • Refinancing
  • Commercial and residential construction financing

Example short-term loan scenarios:


Enabling a new restaurant to open on time
A new pizzeria and Italian restaurant located in Adelaide’s CBD needed working capital to complete the finishing stages of its fit-out and the installation of a commercial-grade kitchen.  A caveat loan through Interim Finance enabled the restaurant to receive the vital lending required to open on time and start trading.

Loan type:Caveat
Loan amount:$85,000
Loan term:6 months + 6-month roll-over provision
Borrower:Sole trader with a registered ABN
Turnaround:6 business days
Outcome:Successfully refinanced


Property development completion
An established residential construction company that specialises in customised projects in Sydney’s lower north shore required a short-term facility to assist with the completion of his latest project in Northbridge.  Funding was crafted to provide a series of draw-downs for the client as the development progressed.

Loan type:Construction caveat/2nd mortgage (funds advanced by way of a series of draw-downs)
Loan amount:$260,000
Loan term:6 months
Borrower:Incorporated entity
Turnaround:6 business days
Outcome:The property was completed and listed for sale, selling at its $3.6 million target


Opportunity realised for established property developer
A company purchaser saw the opportunity to create a residential development within a recent subdivision of a prime parcel of land in Turramurra, NSW.  Interim Finance provided a short-term 1st mortgage to assist with the settlement of the land purchase.  This allowed sufficient time for the borrower to procure a construction facility that would refinance the short-term loan and enable the borrower to commence the development.

Loan type:1st mortgage
Loan amount:$700,000.00
Loan term:3 months
Borrower:Incorporated entity
Turnaround:4 business days
Outcome:Development able to commence

Interim Finance Product Summary